html { color-scheme: light only; }

:root {
  --white: #FFFFFF;
  --bg-soft: #F6F2FB;
  --purple-deep: #2E1A47;
  --purple: #5B3E8E;
  --purple-light: #8B6BC4;
  --purple-pale: #EFE9F9;
  --text: #211830;
  --text-muted: #6B6478;
  --line: #E6DFF2;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
html {
  background-color: #FFFFFF;
}
body {
  color: var(--text);
  font-family: 'Work Sans', sans-serif;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3 { font-family: 'Fraunces', serif; font-weight: 500; color: var(--purple-deep); }
a { color: inherit; }
img { max-width: 100%; display: block; }
.wrap { max-width: 1100px; margin: 0 auto; padding: 0 24px; }

/* ---------- Reveal on scroll ---------- */
/* Content is visible by default. Only hidden-then-revealed if the
   inline bootstrap script below successfully adds the "js" class. */
.js .reveal { opacity: 0; transform: translateY(18px); transition: opacity 0.6s ease, transform 0.6s ease; }
.js .reveal.in { opacity: 1; transform: translateY(0); }
.js .reveal-stagger > * { opacity: 0; }
.js .reveal-stagger.in > * { animation: fadeUp 0.6s ease forwards; }
.reveal-stagger.in > *:nth-child(1) { animation-delay: 0.02s; }
.reveal-stagger.in > *:nth-child(2) { animation-delay: 0.10s; }
.reveal-stagger.in > *:nth-child(3) { animation-delay: 0.18s; }
.reveal-stagger.in > *:nth-child(4) { animation-delay: 0.26s; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: translateY(0); } }

/* ---------- Header ---------- */
header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 24px;
  border-bottom: 1px solid var(--line);
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(6px);
  position: sticky;
  top: 0;
  z-index: 50;
}
.brand { font-family: 'Fraunces', serif; font-size: 1.1rem; color: var(--purple-deep); text-decoration: none; white-space: nowrap; }
.brand span { color: var(--purple); }
nav.main-nav { display: flex; align-items: center; gap: 22px; }
nav.main-nav a {
  text-decoration: none;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text-muted);
  position: relative;
  padding: 4px 0;
  transition: color 0.2s ease;
}
nav.main-nav a::after {
  content: '';
  position: absolute;
  left: 0; bottom: -2px;
  width: 0%; height: 2px;
  background: var(--purple);
  transition: width 0.25s ease;
}
nav.main-nav a:hover { color: var(--purple-deep); }
nav.main-nav a:hover::after { width: 100%; }
nav.main-nav a.active { color: var(--purple-deep); }
nav.main-nav a.active::after { width: 100%; }
.header-right { display: flex; align-items: center; gap: 14px; }
.status-pill {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 0.8rem; font-weight: 600;
  padding: 6px 12px; border-radius: 20px;
  background: var(--bg-soft); color: var(--text-muted);
}
.status-pill .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--text-muted); transition: background 0.3s; }
.status-pill.open { background: var(--purple-pale); color: var(--purple-deep); }
.status-pill.open .dot { background: var(--purple); animation: pulse 1.6s infinite; }
@keyframes pulse { 0% { box-shadow: 0 0 0 0 rgba(91,62,142,0.5); } 70% { box-shadow: 0 0 0 6px rgba(91,62,142,0); } 100% { box-shadow: 0 0 0 0 rgba(91,62,142,0); } }
.status-pill.closed { background: #F1EEF6; color: var(--text-muted); }
.call-btn {
  text-decoration: none; background: var(--purple); color: var(--white);
  padding: 10px 18px; border-radius: 4px; font-weight: 700; font-size: 0.9rem;
  white-space: nowrap; transition: background 0.2s ease, transform 0.2s ease;
}
.call-btn:hover { background: var(--purple-deep); transform: translateY(-1px); }
.menu-toggle { display: none; background: none; border: none; font-size: 1.4rem; color: var(--purple-deep); cursor: pointer; }

/* ---------- Buttons ---------- */
.btn-primary, .btn-secondary, .btn-purple {
  display: inline-block; text-decoration: none; padding: 14px 26px; border-radius: 4px;
  font-weight: 700; transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}
.btn-primary { background: var(--purple); color: var(--white); }
.btn-primary:hover { background: var(--purple-deep); transform: translateY(-2px); box-shadow: 0 8px 20px rgba(46,26,71,0.18); }
.btn-secondary { border: 1.5px solid var(--purple); color: var(--purple); font-weight: 600; }
.btn-secondary:hover { background: var(--purple); color: var(--white); transform: translateY(-2px); }
.btn-purple { background: var(--purple-light); color: var(--white); font-weight: 600; }
.btn-purple:hover { background: var(--purple); transform: translateY(-2px); }

/* ---------- Hero ---------- */
.hero { padding: 76px 24px 60px; background: radial-gradient(ellipse 900px 500px at 50% 20%, var(--bg-soft) 0%, rgba(255,255,255,0) 75%); border-bottom: 1px solid var(--line); }
.hero .wrap { max-width: 820px; }
.hero .hero-flex { display: flex; align-items: center; gap: 48px; }
.hero .hero-text { flex: 1 1 480px; min-width: 0; }
.hero-visual { flex: 0 0 460px; display: none; }
@media (min-width: 900px) {
  .hero .hero-flex { max-width: 1180px; }
  .hero-visual { display: block; }
}
.hero-visual .illustration-wrap { position: relative; width: 460px; height: 460px; }
.hero-visual .glass-card {
  animation: floaty 7s ease-in-out infinite;
}
.hero-visual .glass-card.c1 { animation-delay: 0s; }
.hero-visual .glass-card.c2 { animation-delay: -2.3s; }
.hero-visual .glass-card.c3 { animation-delay: -4.6s; }
@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}

/* ---------- All-services page ---------- */
.services-category { margin-bottom: 46px; }
.services-category h3 { font-size: 1.15rem; margin-bottom: 18px; color: var(--purple-deep); }
.services-mini-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 22px; }
.mini-card {
  border: 1px solid var(--line); border-radius: 8px; padding: 20px;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  background: var(--white);
}
.mini-card:hover { transform: translateY(-3px); box-shadow: 0 10px 24px rgba(46,26,71,0.1); }
.mini-card .mini-icon { margin-bottom: 10px; }
.mini-card h4 { font-family: 'Fraunces', serif; font-size: 1.02rem; color: var(--purple-deep); margin-bottom: 6px; font-weight: 500; }
.mini-card p { font-size: 0.88rem; color: var(--text-muted); }
.mini-card ul { margin: 6px 0 0 18px; font-size: 0.85rem; color: var(--text-muted); }

.hero .eyebrow { display: inline-block; font-size: 0.82rem; font-weight: 700; color: var(--purple); background: var(--purple-pale); padding: 5px 12px; border-radius: 20px; margin-bottom: 18px; }
.hero h1 { font-size: clamp(2rem, 4.6vw, 3.2rem); line-height: 1.1; margin-bottom: 20px; }
.hero p.lede { font-size: 1.1rem; color: var(--text-muted); max-width: 600px; margin-bottom: 30px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* ---------- Section ---------- */
section { padding: 66px 24px; border-bottom: 1px solid var(--line); }
section h2 { font-size: 1.8rem; margin-bottom: 12px; max-width: 560px; }
section p.section-intro { color: var(--text-muted); max-width: 600px; margin-bottom: 32px; }

/* ---------- Three service cards (home page) ---------- */
.service-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 26px; }
.service-card {
  border: 1px solid var(--line); border-radius: 10px; padding: 28px;
  text-decoration: none; color: var(--text); display: block;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  background: var(--white);
}
.service-card:hover { transform: translateY(-5px); box-shadow: 0 16px 34px rgba(46,26,71,0.12); border-color: var(--purple-light); }
.service-card .icon-wrap { margin-bottom: 16px; }
.service-card h3 { font-size: 1.25rem; margin-bottom: 8px; }
.service-card p { color: var(--text-muted); font-size: 0.94rem; margin-bottom: 14px; }
.service-card .card-phone { font-weight: 700; color: var(--purple); font-size: 0.94rem; }
.service-card .card-arrow { display: inline-block; margin-left: 4px; transition: transform 0.2s ease; }
.service-card:hover .card-arrow { transform: translateX(4px); }

/* ---------- Icon row ---------- */
.icon-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 30px 40px; }
.icon-card { border-top: 2px solid var(--purple-light); padding-top: 16px; transition: transform 0.25s ease; }
.icon-card:hover { transform: translateY(-4px); }
.icon-card svg { margin-bottom: 12px; }
.icon-card h3 { font-size: 1.08rem; font-weight: 500; margin-bottom: 6px; }
.icon-card p { color: var(--text-muted); font-size: 0.93rem; }

/* ---------- Steps ---------- */
.steps { display: flex; flex-direction: column; max-width: 660px; }
.step { display: flex; gap: 22px; padding: 20px 0; border-top: 1px solid var(--line); }
.step:last-child { border-bottom: 1px solid var(--line); }
.step .num { font-family: 'Fraunces', serif; color: var(--purple); font-size: 1.25rem; min-width: 26px; font-weight: 600; }
.step h3 { font-size: 1.02rem; font-weight: 500; margin-bottom: 4px; }
.step p { color: var(--text-muted); font-size: 0.93rem; }

/* ---------- Colored bands ---------- */
.band-deep { background: var(--purple-deep); color: var(--white); }
.band-deep h2, .band-deep h3 { color: var(--white); }
.band-deep p { color: #D8CCEC; }
.band { background: var(--purple); color: var(--white); }
.band h2, .band h3 { color: var(--white); }
.band p { color: #EAE2F7; }
.band .btn-primary, .band-deep .btn-primary { background: var(--white); color: var(--purple-deep); }
.band .btn-primary:hover, .band-deep .btn-primary:hover { background: var(--purple-pale); }
.divider { width: 44px; height: 3px; background: var(--purple-light); margin-bottom: 18px; }
.band .divider, .band-deep .divider { background: var(--white); opacity: 0.6; }

/* ---------- Reviews ---------- */
.reviews-band { background: var(--bg-soft); text-align: center; }
.reviews-band .stars-big { color: var(--purple); font-size: 1.8rem; letter-spacing: 4px; margin-bottom: 10px; }
.reviews-band .score { font-family: 'Fraunces', serif; font-size: 2.4rem; color: var(--purple-deep); }
.reviews-band .count { color: var(--text-muted); margin-bottom: 22px; }
.reviews-band .count .live-tag { font-size: 0.72rem; font-weight: 700; color: var(--purple); background: var(--purple-pale); padding: 2px 8px; border-radius: 10px; margin-left: 6px; vertical-align: middle; }
.review-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; max-width: 900px; margin: 0 auto 26px; text-align: left; }
.review-tile { background: var(--white); border: 1px solid var(--line); border-radius: 8px; padding: 18px; font-size: 0.9rem; color: var(--text-muted); transition: transform 0.25s ease; }
.review-tile:hover { transform: translateY(-3px); }
.review-tile .rt-stars { color: var(--purple); margin-bottom: 8px; letter-spacing: 2px; }
.review-tile .rt-name { color: var(--purple-deep); font-weight: 700; margin-top: 8px; font-size: 0.85rem; }
.review-placeholder { border: 1.5px dashed var(--purple-light); border-radius: 8px; padding: 20px; font-size: 0.88rem; color: var(--text-muted); max-width: 620px; margin: 0 auto 24px; background: var(--white); }

/* ---------- FAQ accordion ---------- */
.faq-list { max-width: 720px; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q {
  width: 100%; text-align: left; background: none; border: none; cursor: pointer;
  padding: 18px 0; font-family: 'Work Sans', sans-serif; font-size: 1rem; font-weight: 600;
  color: var(--purple-deep); display: flex; justify-content: space-between; align-items: center;
  gap: 16px;
}
.faq-q .faq-icon { font-size: 1.2rem; color: var(--purple); transition: transform 0.3s ease; flex-shrink: 0; }
.faq-item.open .faq-q .faq-icon { transform: rotate(45deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.35s ease, padding 0.35s ease; color: var(--text-muted); font-size: 0.95rem; }
.faq-item.open .faq-a { max-height: 300px; padding-bottom: 18px; }

/* ---------- Visit / hours ---------- */
.visit .wrap { display: flex; justify-content: space-between; gap: 40px; flex-wrap: wrap; }
.visit .col { flex: 1 1 260px; }
.visit h3 { font-size: 1.02rem; font-weight: 500; margin-bottom: 10px; color: var(--purple); }
.visit p { color: var(--text-muted); }
.visit .big-phone { font-family: 'Fraunces', serif; font-size: 1.4rem; color: var(--purple-deep); text-decoration: none; display: inline-block; margin-top: 2px; }
.phone-list { list-style: none; margin-top: 6px; }
.phone-list li { margin-bottom: 10px; }
.phone-list .phone-label { display: block; font-size: 0.82rem; color: var(--text-muted); }
.hours-row { display: flex; justify-content: space-between; max-width: 280px; padding: 4px 0; font-size: 0.93rem; }
.hours-row span:first-child { color: var(--text-muted); }
.hours-row.today { font-weight: 700; color: var(--purple-deep); }
.map-link { display: inline-flex; align-items: center; gap: 8px; margin-top: 14px; color: var(--purple); font-weight: 600; text-decoration: none; border-bottom: 1.5px solid var(--purple-light); }

/* ---------- Contact ---------- */
.contact-section { background: var(--bg-soft); }
.contact-form { max-width: 540px; }
.contact-form label { display: block; font-size: 0.86rem; font-weight: 600; color: var(--purple-deep); margin-bottom: 6px; margin-top: 16px; }
.contact-form label:first-child { margin-top: 0; }
.contact-form input, .contact-form select, .contact-form textarea {
  width: 100%; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 4px;
  font-family: 'Work Sans', sans-serif; font-size: 0.95rem; background: var(--white); color: var(--text);
  transition: border-color 0.2s ease;
}
.contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { outline: none; border-color: var(--purple); }
.contact-form textarea { resize: vertical; min-height: 100px; }
.contact-form button {
  margin-top: 22px; background: var(--purple); color: var(--white); border: none;
  padding: 14px 28px; border-radius: 4px; font-weight: 700; font-size: 0.95rem; cursor: pointer;
  font-family: 'Work Sans', sans-serif; transition: background 0.2s ease, transform 0.2s ease;
}
.contact-form button:hover { background: var(--purple-deep); transform: translateY(-2px); }
.contact-form button:disabled { background: var(--line); color: var(--text-muted); cursor: not-allowed; transform: none; }
.contact-form button:disabled:hover { background: var(--line); transform: none; }
.contact-note { font-size: 0.84rem; color: var(--text-muted); margin-top: 10px; }
.form-status { margin-top: 14px; font-size: 0.9rem; min-height: 1.2em; }
.form-status.success { color: #2E7D4F; font-weight: 600; }
.form-status.error { color: #B0433A; font-weight: 600; }

/* ---------- Footer ---------- */
footer { padding: 34px 24px; text-align: center; font-size: 0.85rem; background: var(--purple-deep); color: #D8CCEC; }
footer a { color: var(--white); text-decoration: none; font-weight: 600; }
footer .foot-links { margin-top: 10px; display: flex; justify-content: center; gap: 18px; flex-wrap: wrap; }

/* ---------- Side line-art panels (desktop only, flanking the content) ---------- */
.side-art {
  position: fixed;
  top: 0;
  bottom: 0;
  width: 320px;
  pointer-events: none;
  z-index: -1;
  opacity: 0.16;
  display: none;
}
.side-art.left { left: 0; }
.side-art.right { right: 0; }
.side-art svg { position: absolute; }
@media (min-width: 1360px) {
  .side-art { display: block; }
}

/* ---------- Falling background animation (full-color, AI-illustrated bills/gold) ---------- */
.falling-container { position: fixed; inset: 0; overflow: hidden; pointer-events: none; z-index: -1; }
.fall-item {
  position: absolute;
  top: -60px;
  animation: fallDown linear infinite;
  will-change: transform, opacity;
  filter: drop-shadow(0 3px 5px rgba(0,0,0,0.16));
}
.fall-item svg { display: block; }
@keyframes fallDown {
  0%   { transform: translateY(-8vh) rotate(0deg); opacity: 0; }
  8%   { opacity: 0.95; }
  92%  { opacity: 0.95; }
  100% { transform: translateY(108vh) rotate(280deg); opacity: 0; }
}
@media (prefers-reduced-motion: reduce) {
  .fall-item { animation: none; display: none; }
}


/* ---------- About / info blocks ---------- */
.info-block { max-width: 680px; }
.info-block p { color: var(--text-muted); margin-bottom: 14px; }
.info-block h3 { font-size: 1.1rem; margin: 22px 0 8px; }
.stat-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 20px; margin-top: 10px; }
.stat-tile { border-left: 3px solid var(--purple-light); padding-left: 14px; }
.stat-tile .stat-num { font-family: 'Fraunces', serif; font-size: 1.6rem; color: var(--purple-deep); }
.stat-tile .stat-label { font-size: 0.85rem; color: var(--text-muted); }

/* ---------- Loan terms info panel ---------- */
.terms-toggle {
  cursor: pointer;
  border: none;
  font-family: 'Work Sans', sans-serif;
}
.terms-panel {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
.terms-panel.open { max-height: 600px; }
.terms-panel-inner {
  margin-top: 18px;
  padding: 20px;
  border-radius: 8px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.25);
  color: var(--white);
}
.terms-panel-inner h4 { color: var(--white); font-family: 'Fraunces', serif; font-size: 1rem; margin-bottom: 8px; }
.terms-panel-inner ol, .terms-panel-inner ul { margin: 8px 0 8px 20px; }
.terms-panel-inner li { margin-bottom: 6px; font-size: 0.92rem; }
.terms-panel-inner p.fine-note { font-size: 0.82rem; opacity: 0.85; margin-top: 12px; }

/* ---------- Drifting background blobs (fills empty space on wide screens) ---------- */
.bg-blobs { position: fixed; inset: 0; overflow: hidden; z-index: -3; pointer-events: none; }
.blob { position: absolute; border-radius: 50%; filter: blur(60px); animation: drift ease-in-out infinite; }
.blob.b1 { width: 560px; height: 560px; background: var(--purple-light); opacity: 0.38; top: -160px; left: -140px; animation-duration: 26s; }
.blob.b2 { width: 680px; height: 680px; background: var(--purple); opacity: 0.30; bottom: -220px; right: -200px; animation-duration: 32s; animation-delay: -8s; }
.blob.b3 { width: 460px; height: 460px; background: var(--purple-pale); opacity: 0.7; top: 34%; left: 56%; animation-duration: 22s; animation-delay: -4s; }
.blob.b4 { width: 360px; height: 360px; background: var(--purple-light); opacity: 0.28; bottom: 16%; left: -120px; animation-duration: 28s; animation-delay: -14s; }
@keyframes drift {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33%      { transform: translate(50px, -35px) scale(1.08); }
  66%      { transform: translate(-35px, 25px) scale(0.94); }
}

/* ---------- Cursor glow (desktop only, subtle) ---------- */
.cursor-glow {
  position: fixed; inset: 0; z-index: -2; pointer-events: none;
  background: radial-gradient(500px circle at var(--mx, 50%) var(--my, 30%), rgba(139,107,196,0.14), transparent 70%);
  opacity: 0;
  transition: opacity 0.4s ease;
}
.cursor-glow.active { opacity: 1; }

/* ---------- Ambient floating particles (continuous upward drift) ---------- */
.particles { position: fixed; inset: 0; overflow: hidden; pointer-events: none; z-index: -1; }
.particle {
  position: absolute;
  bottom: -30px;
  border-radius: 50%;
  background: var(--purple-light);
  animation: floatUp linear infinite;
}
@keyframes floatUp {
  0%   { transform: translateY(0) translateX(0); opacity: 0; }
  10%  { opacity: 0.45; }
  90%  { opacity: 0.45; }
  100% { transform: translateY(-110vh) translateX(var(--drift, 20px)); opacity: 0; }
}
@media (prefers-reduced-motion: reduce) {
  .particle { animation: none; display: none; }
}


@media (prefers-reduced-motion: reduce) {
  .blob { animation: none; }
}
@media (max-width: 760px) {
  .blob { display: none; }
}


@media (max-width: 860px) {
  nav.main-nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: var(--white); flex-direction: column; padding: 16px 24px; border-bottom: 1px solid var(--line); gap: 14px; }
  nav.main-nav.mobile-open { display: flex; }
  .menu-toggle { display: block; }
  .header-right .call-btn { display: none; }
}
@media (max-width: 560px) {
  .hero { padding: 54px 20px 44px; }
  section { padding: 46px 20px; }
  header { padding: 14px 18px; }
}