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4099 Erin Mills Financial Services
Checking hours… Call Now
★★★★★ 4.9 · 393 Google reviews

Short on cash before payday? We can help, today.

Payday Loan Mart offers a straightforward way to bridge the gap until your next cheque — clear terms explained in-store, no runaround.

How it works

Walk in, get assessed, and walk out with cash — all handled in one visit.

1

Bring your ID and proof of income

A valid government photo ID and proof of a steady income source.

2

We explain the terms clearly

Loan amount, fees, and repayment date, laid out before you agree to anything.

3

Get your cash

Once approved, funds are provided the same visit.

4

Repay on your next payday

Straightforward repayment, no hidden surprises.

What you'll need to bring

A valid government-issued photo ID, proof of steady income (such as a recent pay stub), and a void cheque or bank details.

What to know before borrowing

  • Ontario law caps the total cost of borrowing at $14 per $100 borrowed.
  • You can cancel penalty-free within 2 business days of taking the loan.
  • No rollovers — a new payday loan can't be issued before the current one is paid in full.

Exact amount and repayment date are confirmed in-store based on your income. Call 905-828-0123 with any questions.

Borrowing responsibly

A payday loan is meant to bridge a short gap — not to become an ongoing habit. Loan amounts are typically tied to your income and are meant to be repaid in full on your next payday. We walk through the total cost, the exact repayment date, and what happens if you can't repay on time, all before you sign anything.

Same visit
Funds provided after approval
Clear terms
Fees and dates explained upfront
No hidden fees
What you're told is what you owe
★★★★★
4.9
out of 5 — based on 393 Google reviews
Read our Google reviews

Visit us

Address

4099 Erin Mills Parkway, Unit 5
Mississauga, ON L5L 3P9

Open in Google Maps →

Phone

905-828-0123

Hours

Mon – Wed9:00 AM – 7:00 PM
Thu – Fri9:00 AM – 9:00 PM
Saturday10:00 AM – 6:00 PM
Sunday11:00 AM – 4:00 PM

Payday loan FAQ

A valid government photo ID, proof of steady income, and a bank account. Come in and we'll walk you through the specifics for your situation.
Once approved in-store, funds are typically provided the same visit.
Yes — all costs and the repayment date are explained clearly before you agree to anything.